“As artificial intelligence transforms financial services, transparency becomes critical. Explainable AI (XAI) ensures that machine learning models in FinTech don’t operate as “black boxes,” but instead provide clear, auditable reasoning for decisions—from credit scoring to fraud detection. By prioritizing AI accountability and regulatory compliance, financial institutions can foster trust, reduce bias, and meet strict industry standards. Discover how ethical AI and interpretable algorithms are shaping the future of finance—where every decision is both data-driven and understandable.”